Frequently Asked Questions.
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Explore answers to common questions about our travel, financing and HR solutions.
Travel Loan and Financing
You should be between 25 and 55 years.
You must be in a paid employment
You must run a current account with a commercial Bank in Nigeria.
You must have a verifiable monthly salary income.
You must have an active salary account
You must have a clean Credit Report.
You must not have a history of returned cheque(s) in your account.
No. You can access our loans as long as you have a verifiable source of income either from paid employment or from working for yourself (i.e. self-employed).
Duly Filled Application form
You will be required to fill a "Request of Account statement form" which one of our representatives will take to your Bank to print out your last 3 months statement
1 Passport Photograph for Applicant
Copy of applicant employee ID Card.
Copy of Guarantor employee ID Card.
Guarantor mail (from official E-mail)
Duly Filled Guarantor Form
Postdated NUBAN Cheques from applicant.
Postdated NUBAN Cheques from guarantor
One blank undated NUBAN cheque from the Applicant
Duly Filled Direct Debit Mandate
If you are an outsourced employee or your employment has not been confirmed, you will be required to provide a guarantor who must be a permanent staff of your organization
Copy of letter of Employment or Confirmation of Employment.
Duly Filled Application form
You will be required to fill a "Request of Account statement form" which one of our representatives will take to your Bank to print out your last 3 months statement
1 Passport Photograph
1 means of identification (international passport, drivers license or national ID)
Certificate of Incorporation
Memorandum of Association
Copy of applicant employee ID Card.
Postdated NUBAN Cheques from applicant.
One blank undated NUBAN cheque from the Applicant
Duly Filled Direct Debit Mandate
A suitable guarantor who will provide the following:
- Copy of Guarantor employee ID Card.
- Postdated NUBAN Cheques from guarantor
- One blank undated NUBAN Cheque
- Guarantor mail (from official E-mail)
- Duly Filled Guarantor Form Employment
We have multiple repayment channels ranging from Cheques, Direct Debit and payment into our correspondence bank account as advised from time to time.
No, you cannot make part payment as your loan repayment date are agreed before loan disbursement; however, a change in repayment date is possible depending on your cash flow. Charges will apply in case you change your repayment date.
HR Consulting
We provide HR solutions that can support recruitment, employee management, workplace processes, training, and overall human resource development.
Yes. We can support businesses with recruitment and talent-related solutions tailored to their organizational needs.
Yes. Our HR consulting solutions can be tailored to businesses of different sizes and stages of development.
Yes. We can assess your existing HR processes and provide practical solutions to improve efficiency, structure, and employee management.
Yes. We help businesses establish practical HR policies and procedures that promote efficiency, consistency, compliance, and a better workplace.
Yes. We provide training and development solutions designed to strengthen employee skills, improve performance, and support organizational growth.
Travel Processing
We provide support with travel documentation, visa processing guidance, flight arrangements, and other travel-related requirements.
Yes. We guide clients through the required documentation and application process based on their destination and travel purpose.
Processing time depends on the destination, type of application, and the relevant embassy or immigration authority. We’ll provide guidance on the expected timeline.
Basic requirements may include:
Valid international passport — preferably with sufficient validity and blank pages.
Passport photographs — recent photos meeting the required specifications.
Visa application form — completed accurately where applicable.
Proof of accommodation — hotel booking or invitation letter, depending on the trip.
Flight reservation/itinerary — showing your intended travel plans.
Proof of funds — bank statement or other acceptable evidence of financial capacity.
Travel insurance — where required by the destination.
Supporting documents — such as admission letter, employment letter, invitation letter, or other documents relevant to your purpose of travel.
Note: Requirements vary by destination, visa type, and purpose of travel. Additional documents may be requested by the relevant embassy or immigration authority.
Yes. We assist students with travel-related processing and documentation for educational opportunities abroad.
Yes. Where applicable, we can guide you on travel insurance, accommodation, and other supporting travel arrangements.
It's best to start as early as possible. Processing times vary by destination, visa category, and application volume, so early preparation gives you more time to address any issues.
We guide you through the next steps, including application submission, appointment requirements where applicable, and tracking or updates throughout the process.